NEWS : Instant warm-up: InstaForex Award

Wednesday, June 23, 2010

Instant warm-up: InstaForex Award

BANK RAKYAT : PAWN BROKING-i AR-RAHNU

Tuesday, June 22, 2010

This scheme provides a source of immediate financing to assist individuals in overcoming cash-flow needs.

Concept Al-Wadiah and Qardhul Hassan

Eligibility Malaysian citizens aged 18 years and above and permanent residents Non citizens Not bankrupt

Quantum of Financing Financing up to 70% of the pawned gold value (Marhun value) Each pawned item not exceeding RM10,000.00 per day and a cumulative amount not exceeding RM50,000.00.

Repayment Period Financing tenure : 6 months only Extension period : 6 months (mutiple extensions) subject to settlement of safe keeping fee for the past 6 months

Pawn Products Gold jewellery 18K - 24K

Fees A minimum fee is charged for the safekeeping of the valuables.

Type of Scheme Financing Amount Safekeeping fee for every RM100.00 of gold value per month Ar-Rahnu RM100.00 - RM1,000.00 RM1,001.00 - RM10,000,00 RM0.65 RM0.75 Az-Zahab RM10,001.00 - RM100,000.00 RM0.75

Source

AGROBANK : Ar Rahnu Scheme

Agrobank provides credit services based on Syariah Al-Qard principal, which is loans amounted at RM 10,000 needs to be pay back at RM 10,000. Credit given must have an item pawned or kept by the bank. A pawned /kept item that is used in this process is in the form of jewelleries or gold wafers. These pawned items are kept by the bank based on the Al-Wadiah Yad Dhamanah and are ensured of its safety. Pawned/kept items will be charged with some service fee.

Terms & Conditions

• Open to all individual or non-individual who is Malaysian citizens.
• Aged 18 years old and above

Limitations

• Maximum RM 50,000 ( RM 10,000 per day )
• Minimum RM 100

Period of Services

• 6+3+2 months (The period for the first service is for 6 months, and can be extended to 3 months more and another final extension for 2 months more)

Types of Pawned Items Accepted

• All types of jewelleries made in gold, such as: rings, hand and legs bracelets, brooches or others.
• Pound Gold and White Gold are not accepted.

Storage Fees

 





Redeeming Pawned / Kept Items

• Redemption can be made in stages or at once or anytime before or after the deadline.
• depends on the latest amendment of the bank policies

Advantages of Ar-Rahnu Schemes

• Financing through Syariah law
• Fast, Easy and Secure. Kept items are ensured of its safety.
• Cheaper than conventional prawn services
• Storage fees are static until full redemption
• Longer pawn/kept period
• No penalties
• Balances of the auction will be returned to the customer.

Guidelines
 
Application

• Fill up the forms at the Ar-Rahnu counters
• A copy of National Identification Card
• The jewelleries that are being pawned.
• Send to Ar-Rahnu counter for processing and get instant cash.

Installment Payment

• Pay directly to the teller at the counter by only showing the Pawned Letters (Surat Gadaian).
• Unlimited payment times

Full Redemption

• Bring along pawned letters with full redemption payment
• A representative should provide the pawned letters along with the customer’s IC
• Extention of the payment
• Bring the Pawned Letters and storage fees

Lost of Pawned Letters

• Bring the certification letters (Surat Akuan Sumpah) that are certified Pesuruhjaya Sumpah and a copy of Pawned Letters will be given without additional fees.

Source

INSTAFOREX : How to open a trading account ?

Monday, June 21, 2010

There are many brokers for forex trading. Here, I will guide you how to open a forex trading account at INSTAFOREX.

1. Go to : https://secure.instaforex.com/en/open-account.aspx?x=LA

You'll see this web.



















2. Put down all your particulars in OWNER section.



3. Then, choose your password. It is advise to note it down in your note.



4. In the ACCOUNT section, choose for STANDARD account. Choose SINGAPORE for trading server if you live in South East Asia - because it execute trade much faster. Leverage is up to you. You can choose between 1:2 to 1:1000. If you don't want any commission charge due to overnight trade, you can tick at ISLAMIC ACCOUNT.



5. AFFILIATE CODE - put LA . Then click I AGREE....
Next...click OPEN ACCOUNT (RED BUTTON)


6. Then this page will appear (This is an example for Mr. Abu Bakar trading account)


The very important thing - PLEASE NOTE DOWN THE PIN NUMBER. In this example the PIN NUMBER is : 465035. This pin number is required when you want to withdraw you money from the trading account.

I think that's all. If you have any problem, you can ask me here.
HAPPY TRADING!

SWIFT code for banks in Malaysia

Sunday, June 20, 2010

• Affin Bank Berhad = PHBMMYKL
• Alliance Bank Berhad = MFBBMYKL
• Ambank Berhad = ARBKMYKL
• Bank Simpanan Nasional = BSNAMYKL
• Bumiputra-Commerce Bank Berhad = BCBMMYKL
• CIMB Bank Berhad = CIBBMYKL
• Citibank Berhad Malaysia = CITIMYKL
• Hong Kong Bank Malaysia Berhad = HBMBMYKL
• Hong Leong Bank Berhad = HLBBMYKL
• Malayan Banking Berhad = MBBEMYKL
• OCBC Bank Berhad = OCBCMYKL
• Public Bank Berhad = PBBEMYKL
• RHB Bank Berhad = RHBBMYKL

Metatrader 4 Indicator - ICHIMOKU

Ichimoku is one of metatrader 4 (MT4) standard indicator. Sometime it also called Ichimoku Kinko Hyo. Many traders used this indicator to execute trading or to forecast the trade.

Ichimoku consist of 5 separate lines. As you can see in the picture below:






















1. (RED LINE)-TENKAN SEN

(HIGHEST HIGH + LOWEST LOW)/2 for the past 9 periods


2. (BLUE LINE)-KIJUN SEN

(HIGHEST HIGH + LOWEST LOW)/2 for the past 26 periods


3. (GREEN LINE)-CHIKOU SPAN

(CURRENT CLOSING PRICE) time-shifted backwards (into the past) 26 periods


4. (UPPER CLOUD)-SENKOU SPAN A

(TENKAN SEN + KIJUN SEN)/2 time-shifted forwards (into the future) 26 periods


5. (LOWER CLOUD)-SENKOU SPAN B

(HIGHEST HIGH + LOWEST LOW)/2 for the past 52 periods time-shifted forwards (into the future) 26 periods


*KUMO – the cloud area between Senkou Span A and Senkou Span B


How to trade with it? I will explain it later in my next post.

INSTAFOREX & ME - The best broker in Asia!

Thursday, June 17, 2010

Instaforex adalah broker yang aku gunakan untuk trading forex. Lama dah aku guna broker ni. Semenjak awal-awal dulu....rasanya awal 2007. Sebelum tu, Marketiva la tempat berkubang. Then migrate ke Liteforex. Akhirnya kekal terus bersama Instaforex sehingga ke hari ini. Anyway...bila dah join komuniti forex ni, dapatla ramai teman dan kawan-kawan. Ilmu jua semakin hari semakin bertambah.

Cara trading juga dah semakin matang. Kalau dulu, macam nak meletup dada bila trade. Sekarang ni, loss atau win dah tak jadi masalah. Itulah adat trading. Forex ni menuntut kita menggunakan segala atau apa jua cara, tak kisahla teknik apa pun, yang penting untuk mencapai satu matlamat...untuk win atau mendapat keuntungan.

PLATFORM TRADING

Instaforex menyediakan platform Metatrader 4 untuk kita trade. Matawang juga adalah pelbagai, Kebelakangan ini urusniaga logam bernilai seperti emas juga telah ada. Kelebihannya...satu akaun untuk semua. Dalam erti kata lain, tiada makro atau mikro akaun. Semua dalam satu akaun. Akaun trading juga boleh dibuat pilihan untuk free swap.

INTRODUCING BROKER (IB)

Deposit dan withdrawal dengan Instaforex amat mudah sebab mereka menyediakan 6 orang Introducing Broker di Malaysia. Tiga IB mempunyai ofis sendiri di sini. Khidmat mereka memang tiptop (recommended by me!).

Ar Rahnu Agrobank Branches

PERLIS

Simpang Ampat
Lot 1658, Mukim Kayang,
02700 Simpang Empat, Perlis
Tel : 04-9807234 / 04-9807763

Kangar
No. 25, Jalan Indera Kayangan,
01000 Kangar, Perlis.
Tel : 04-9768479 / 04-9768477

KEDAH

Jitra
No. 95, Jalan PJ 3 ,
Kompleks Pekan Jitra 2,
06000 Jitra,
Kedah
Tel : 04-9170120 / 04-9170121

Langkawi
64 / 65, Jln. Pandak Mayah 6, Mukim Kuah,
07000 Langkawi,
Kedah.
Tel : 04-9666931 / 04-9668076

Sik
No. 438, Jalan Tunku lbrahim,
08200 Sik,
Kedah.
Tel : 04-4695282 / 04-4695059

Pendang
Tingkat bawah,
Kompleks Perniagaan Majlis Daerah Pendang,
06700 Pendang,
Kedah.
Tel : 04-7596163 / 04-7596446

Alor Setar
Bangunan Agrobank,
1518-A, Jln Tunku Ibrahim,
05000 Alor Star,
Kedah.
Tel : 04-7332545 / 04-7332558

Guar Cempedak
Lot 318, Jalan Yan,
Pekan Guar Cempedak,
08800 Guar Cempedak,
Kedah.
Tel : 04-4686280 / 04-4687281

Kodiang
No. 81 E. Jalan Jitra.
06100 Kodiang,
Kedah.
Tel : 04-9255137 / 04-9255166

PULAU PINANG

Georgetown
No. 16 & 18, Jalan Tengah,
Taman Sri Tunas,
11900 Bayan Baru,
Pulau Pinang.
Tel : 04-6443604 / 04-6452395

Kepala Batas
No. I & 3, Jalan Bertam,
13200 Kepala Batas,
Pulau Pinang.
Tel : 04-5751422 / 04-5755906

Butterworth
No. 51, Jalan Selat, Taman Selat,
12000 Butterworth,
Pulau Pinang.
Tel : 04-3314539 / 04-3314540

Balik Pulau
No. 858-E, Taman Seri Indah, Jalan Besar,
11000 Balik Pulau,
Pulau Pinang.
Tel : 04-8660912 / 04-8666021

Nibong Tebal
No. 1695 & 1696 Jalan Besar,
14300 Nibong Tebal, Seberang Prai Selatan,
Pulau Pinang.
Tel : 04-5931144 / 04-5933451

PERAK

Pantai Remis
Lot. No. 2190, Jalan Besar,
34900 Pantai Remis,
Perak.
Tel : 05-6771725 / 05-6772352

Tapah
No. 53-B, Jalan Besar,
35000 Tapah,
Perak.
Tel : 05-4014600 / 05-4014601

Bagan Serai
No. 106 & 108, Jalan Besar,
34300 Bagan Serai,
Perak.
Tel : 05-7215377 / 05-7215376

Teluk Intan
No. 42, Medan Mahkota. Jalan Pasar,
36000 Telok Intan,
Perak.
Tel : 05-6222644 / 05-6226816

Kuala Kangsar
No. K6 & K7, Jalan Bendahara,
Bandar Baru,
33000 Kuala Kangsar,
Perak.
Tel : 05-7761155 / 05-7763149

Taiping
No. 37, Tingkat Bawah & Satu,
Market Square,
34000 Taiping,
Perak.
Tel : 05-8089834 / 05-8089835

Setiawan
No. 109 & 110,
Taman Sejati 2 , Jalan Lumut,
32000 Sitiawan,
Perak.
Tel : 05-6917490 / 05-6917487

Grik
No. 109, Jalan Takong Datuk,
33300 Grik,
Perak.
Tel : 05-7913640 / 05-7913655

Seberang Perak
Tingkat Bawah, Bangunan FELCRA Bhd., Bandar Seberang Perak,
36800 Kampung Gajah,
Perak.
Tel : 05-6551089 / 05-6551469

Selama
No. 69, Jalan Besar,
34100 Selama,
Perak.
Tel : 05-8395250 / 05-8395251

Tanjung Malim
No. 60, Jalan Besar,
35900 Tanjung Malim,
Perak.
Tel : 05-4598800 / 05-45998801

SELANGOR

Banting
Lot 4746 & 4747, Jalan Sungai Limau,
45300 Sungai Besar,
Selangor.
Tel : 03-32242522 / 2902 / 3192

Tanjung Karang
Lot 131, Jalan Bomba,
45500 Tanjung Karang,
Selangor.
Tel : 03-32698084 / 03-32698052

Sekinchan
No. 50 & 50A, Jalan Menteri Besar 1,
Sekinchan Business Centre ,
45400 Sekinchan,
Selangor.
Tel : 03-32410326 / 03-32413796

Sungai Buloh
Lot 2380, Jalan 1A / 1,
Bandar Baru Sungai Buluh,
47000 Sungai Buloh,
Selangor.
Tel : 03-61567207 / 03-61567208

Salak Tinggi
No. E061 & E071,
Block No. E Phase 1B,
Cosmoplex Salak Tinggi,
43900 Sepang,
Selangor.
Tel : 03-8706 2153 / 03-8706 2154

Telok Panglima Garang
No. 168, Jalan Utama 2,
Taman Jaya Utama,
42500, Teluk Panglima Garang, Kuala Langat,
Selangor.
Tel : 03-31220982 / 03-31220980

KUALA LUMPUR

Kuala Lumpur
Tingkat 1,
Leboh Pasar Besar,
Peti Surat 13013,
50796 Kuala Lumpur.
Tel : 03-26922754 / 03-26912660

Selayang
No. 142, Jalan 2 / 3 A,
Pusat Bandar Utara,
68100 Batu Caves,
Kuala Lumpur.
Tel : 03-61369469 / 03-61368453

Cheras
No. 65 & 65-1,
Dataran Dwitasik 1,
Bandar Sri Permaisuri,
56000
Kuala Lumpur.
Tel : 03-91732389 / 03-91732387

MELAKA

Bandar Melaka
Wisma Datuk Hj. Mohamad,
Jalan Hang Tuah,
75300 Melaka.
Tel : 06-2844519 / 06-2844537

Jasin
JA 1763, Bandar Baru Jasin,
77000 Jasin,
Melaka.
Tel : 06-5295324 / 06-5293413

NEGERI SEMBILAN

Port Dickson
No. 925, Jalan Lama,
71000 Port Dickson,
Negeri Sembilan.
Tel : 06-6473427 / 06-6474107

Bahau
No. 18 & 19 Jalan Kiara 1
Pusat Perniagaan Kiara
72100 Bahau, Negeri Sembilan.
Tel : 06-4543352 / 06-4546508

Kuala Pilah
Lot 3 & 4, Jalan Hospital,
72000 Kuala Pilah,
Negeri Sembilan.
Tel : 06-4811251 / 06-4814251

Nilai
PT 4698 Jalan TS 1 / 1,
Taman Semarak,
78100 Nilai, Negeri Sembilan
Tel : 06-7993455 / 06-7993473

JOHOR

Pontian
No. 660-1, Jalan Taib,
Wisma Rokijah
82000 Pontian, Johor.
Tel : 07-6871955 / 07-6871958

Batu Pahat
No. 4 & 5, Jalan Mengkudu,
Taman Makmur,
83000 Batu Pahat, Johor.
Tel : 07-4342182 / 07-4348281

Kota Tinggi
No. 16 & 18, Jalan Niaga 2,
Pusat Perdagangan Kota Tinggi,
81900 Kota Tinggi, Johor.
Tel : 07-8832042 / 07-8833471

Muar
63-1, Jalan Ali,
84000 Muar, Johor.
Tel : 06-9523446 / 06-9515625

PAHANG

Kuantan
No. 57 Jalan Tun Ismail.
25000 Kuantan, Pahang.
Tel : 09-5156344 / 09-5158164

Raub
No. 43, Jalan Dato Abdullah.
27600 Raub, Pahang.
Tel : 09-3551 750 / 09-3553 780

Temerloh
F- 58, Jalan Tok Muda Awang Ngah,
Bandar Baru,
28000 Temerloh, Pahang.
Tel : 09-2961877 / 09-2961231

Kuala Lipis
No. 95, Bandar Baru Seberang Jelai
27200 Kuala Lipis, Pahang.
Tel : 09-3123694 / 09-3123695

Triang
No 3, Jalan Bandar,
28300 Triang, Pahang.
Tel : 09-2558570 / 09-2557696

TERENGGANU

Kuala Terengganu Branch
No 106, Jalan Sultan lsmail,
20200 Kuala Trengganu, Trengganu
Tel : 09-6222044 / 09-6222126 / 09-6220139

Dungun Branch
K-42, Jalan Haji Zainal Abidin
23000 Dungun , Terengganu
Tel : 09-8481146 / 09-8482127

Jerteh Branch
Lot 182, Jalan Tuan Hitam,
|22000 Jerteh,
Terengganu
Tel : 09-6971 261 / 09-6971 443 / 09-6972 400 / 09-6972 406

Kemaman Branch
No. KCP 55,
Jalan Sulaimani,
Business Centre Point,
24000 Kemaman,
Terengganu
Tel : 09-8593455 / 09-8593254

Kuala Berang Branch
No. 344, Jalan Besar,
21700 Kuala Berang,
Terengganu
Tel : 09-6811433 / 09-6811434

Cenih Baru Branch
K2 & K3, Bandar Cheneh Baru
24000 Kemaman, Terengganu
Tel : 09-8730 454 / 09-8730 578

KELANTAN

Kota Bharu Branch
Seksyen 12, Jalan Padang Garong,
15000 Kota Bharu, Kelantan
Tel : 09-7440134 / 09-7481211 / 09-7462616

Pasir Puteh Branch
2988-B, Lot 471, Jalan Sekolah Kebangsaan Lelaki,
16800 Pasir Putih, Kelantan
Tel : 09-7867311 / 7862258

Bachok Branch
Lot 294, Bandar Bachok, 16300 Bachok, Kelantan
Tel : 09-7788393 / 09-7788804

Kuala Krai Branch
Lot 1520, Jalan Tengku Zainal Abidin,
18000 Kuala Krai, Kelantan
Tel : 09-9666116 / 09-9663436

Pasir Mas Branch
Lot 308, 128 & 129,
Jalan Pasar Pekan,
17000 Pasir Mas, Kelantan
Tel : 09-7909098 / 09-7900544

Tanah Merah Branch
Lot 82 Tingkat Bawah & Mezzanine,
Jalan Taman Hiburan,
17500 Tanah Merah, Kelantan
Tel : 09-9556100 / 09-9557287

Jeli Branch
Lot Pt 1527, Jalan Kuala Balah,
17600 Bandar Baru Jeli, Kelantan
Tel : 09-9440 252 / 09-9440 886

Gua Musang Branch
Lot PT 993, Bandar Baru Gua Musang,
18300 Gua Musang, Kelantan
Tel : 09-9122 542 / 09-9122 244

SARAWAK

Kuching Branch
Tingkat Bawah & Tingkat 1,
Lot 491 & 492,
Jalan Rambutan,
93400 Kuching,
Sarawak
Tel : 082-410126 / 082-410179 / 082-410671 / 082-410719 / 082-410827

Sri Aman Branch
Sub Lot No.8
Lot 1530, Blok 3,
Jalan Sabu, Peti Surat 354,
95008 Sri Aman,
Sarawak
Tel : 083-321788 / 083-320839 / 083-327944 / 083-327946

Bintulu Branch
Lot 227, Sublot 31,
Parkcity Commerce Square,
Phase III, Jln Tun Ahmad Zaidi
97000 Bintulu,
Sarawak.
Tel : 086-330015 / 086-330016 / 086-313546

Mukah Branch
Sub Lot 59, Medan Setia Raja
96400 Mukah
Sarawak Tel : 084-874048 / 874049

Serian Branch
Lot 291. Serian Bazaar
Off Serian By Pass,
Serian Town District,
94700 Serian,
Sarawak
Tel : 082-876823 / 082-876824
Sabah

Tawau Branch
No. 7, Block N, Jalan Dunlop,
Bandar Sabindo, Peti Surat 60157,
91011 Tawau,
Sabah
Tel : 089-773222 / 089-773291 / 089-773294 / 089-770202

Kota Belud Branch
Lot 3 & 4, Blok E,
Pekan Baru,
89150 Kota Belud,
Sabah
Tel : 088-977141 / 088-975125 / 088-975137

Kota Marudu Branch
Lot 22, Blok D, Pekan Baru Goshen,
Peti Surat 460,
89100 Kota Murudu,
Sabah
Tel : 088-661793

SUMBER: DI SINI

First Post

Salam.

Wallaweiii....setelah jenuh memikirkan nama apa aku nak bubuh kat blog nih...akhirnya nama DENAI EMAS menjadi pilihan. Alhamdulillah...hari ini adalah hari pertama blog ini dilancarkan. Semoga kita beroleh banyak menafaat dan kebaikan di blog ini.